How to Get a Home Loan Without a Perfect Credit Score #firsttimehomebuyers #california STOP THE HYPE! The credit score is NOT the most important part of your home loan. You don’t need a specific credit FIRST – in fact you need income verification. There are many programs for all different credit scores, but if we […]

Building your own home is not always the way to go, $100,000 for land is not cheaper THAN BUYING A HOME ALREADY BUILT. There are a lot of expenses that we don’t see until you starting digging into it. Building with no permits & no foundation approved from the city could be $50-60k & that […]

Are you a first-time home buyer and wondering how much you should save for a down payment? This video breaks down the pros and cons of a 3.50% vs. a 20% down payment and provides helpful tips to save faster. Watch now to learn how you can become a homeowner! #firsttimehomebuyers #downpayment #savings #homeownership ▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬ […]

🆘 California Housing Finance Agency has the SAME rates lender to lender. Full Disclosure! 🆘 CalHFA Down Payment Assistance has guidelines & rates of which are publicized on their website www.calhfa.ca.gov If you are talking to a lender & they are quoting different rates then what you see on CalHFA’s Website then you need to […]

🆘 California Housing Finance Agency has the SAME rates lender to lender. Full Disclosure! 🆘 CalHFA Down Payment Assistance has guidelines & rates of which are publicized on their website www.calhfa.ca.gov If you are talking to a lender & they are quoting different rates then what you see on CalHFA’s Website then you need to […]