mortgageliz
Oct 21
The world 🌎 is on Fire 🔥 Because it's fun time with my girls! Right before softball. 🥎 It's always fun when my girls get to participate in all my fun social media. Especially before softball practice. Follow Me for more fun videos. #MortgageLiz #knowledgeispower #morethanyouraveragelender #california #sandiego #umortgage #brokersarebetter #momlife #momlifebelike #softballgirls #softballlife #softballseason #sistersquad #sisters #sisterlove #funtimes❤️ #justathursday #justathursdaynight ...
Oct 20
What’s Ahead for Home Prices? As the housing market cools in response to the dramatic rise in mortgage rates, home price appreciation is cooling as well. And if you’re following along with headlines in the media, you’re probably seeing a wide range of opinions calling for everything from falling home prices to ongoing appreciation. But what’s true? What’s most likely to happen moving forward? All economists are pointing up Don’t let fear or uncertainty change your plans. If you’re unsure about where prices are headed or how to make sense of what’s going on in today’s housing market, reach out to a local real estate professional for the guidance you need each step of the way. Let's chat to see what works for you & set a plan of attack to buy a home.⚡️ - We would Love to help you❤️️ ! 📲Call/Text Me (760) 214-3647📲 #MortgageLiz #knowledgeispower #morethanyouraveragelender #california #sandiego #umortgage #brokersarebetter #renting #realestate #property #rent #buying #home #homeowner #realestatelife #sandiego #sandiegorent #sandiegocalifornia #sandiegocalifornia #californiarent #buyahomeincalifornia #california #buyingahome #firsttimehomebuyer #fha #va #usda #lowdownpayment #downpayment #downpaymentassistance ...
Oct 19
CalHFA New Release! CalHFA has received so much BUZZ 🐝 about the 2-1 buy down that they now have decided to participate! 🤩🎉 That’s awesome!! Now, you can get help from the seller to help you pay for the closing costs (2-1 buy down, the state to help with the down payment & this would lower your payment for the first 2 yrs. This DOES NOT eliminate all money due 💰 BUT! It does massively shrink the amount due! Are you thinking of buying a home? And, don’t know where to start? Let’s start with a conversation, NOT running your credit & submitting an application. Let’s chat to see what works for you & set a plan of attack to buy a home.⚡️ - We would Love to help you❤️️ ! 📲Call/Text Me (760) 214-3647📲 #MortgageLiz #knowledgeispower #morethanyouraveragelender #california #sandiego #umortgage #brokersarebetter #renting #realestate #property #rent #buying #home #homeowner #realestatelife #sandiego #sandiegorent #sandiegocalifornia #sandiegocalifornia #californiarent #buyahomeincalifornia #california #buyingahome #firsttimehomebuyer #fha #va #usda #lowdownpayment #downpayment #downpaymentassistance ...
Have you looked at where your monthly payment would be with a higher interest rate? Well ... based off "Math," - if the rate goes up & nothing changes in your income or in your debt, i.e., reducing your debt or increasing your income, THEN automatically, your PreApproval amount will decrease. Take a look at this rate comparison, & then swipe to the right & learn what is happening with rising rents & how that will affect you if you continue to rent. Rents have been rising aggressively for decades. When you own your own home, you gain equity as home prices rise & as you make your monthly payment. With inflation high, landlords may be even more likely to increase your rent. Are you thinking of buying a home? And, don't know where to start? Let's start with a conversation, NOT running your credit & submitting an application. Let's chat to see what works for you & set a plan of attack to buy a home.⚡️ - We would Love to help you❤️️ ! 📲Call/Text Me (760) 214-3647📲 #MortgageLiz #knowledgeispower #morethanyouraveragelender #california #sandiego #umortgage #brokersarebetter #renting #realestate #property #rent #buying #home #homeowner #realestatelife #sandiego #sandiegorent #sandiegocalifornia #sandiegocalifornia #californiarent #buyahomeincalifornia #california #buyingahome #firsttimehomebuyer #fha #va #usda #lowdownpayment #downpayment #downpaymentassistance ...
Oct 18
Too many are running away from purchasing a home because they think they need 20% down to buy a home. But that’s not the case there are a lot of programs that you can utilize to but a home.🏠 Now I am not saying it’s not going to cost any money to buy a home, there are still closing costs that need to be paid for if the seller or a down payment assistance program isn’t covering it. So there are options!! Want More Info? DM Me - Let’s See if you meet the requirements to get their help to purchase your first home in 2022! We are here for you! 📲 Call/Text Me (760) 214-3647📲 #downpayment #homebuyingtips #homebuyer #purchase #preapproved #prequalify #renters #savingforahome #firsthome #realestate #homes #money #newhome #buyingahome #realtor #themoreyouknow #homeownership #realestate #homepurchase #home #homebuyingtips101 #homeloans #homeownership #homebuying #realestategoals #realestatetips #realestatetipsoftheday #realestatetipsandadvice #realestateadvice #savingmoney #mortgageliz ...
Oct 16
Just a down payment is not enough to buy a home with FHA FINANCING. If we aren't using a down payment assistance program or grant or have seller assistance to help pay for the closing costs. THEN we need to save 2-3% additional funds & not including your "reserves" which is the money required in your bank account after you get your keys. Clearly there is more to this story, & lots more details to this story. Want More Info? DM Me - Let’s See if you meet the which program works best for you to purchase your first home in 2022! #MortgageLiz #knowledgeispower #morethanyouraveragelender #california #sandiego #preapproval #realestate #mortgage #firsttimehomebuyer #homebuying #homeownership #mortgagebroker #home #homebuyers #mortgagelender #homeloans #investment #mortgagerates #preapproved #homeloan #househunting #mortgages #newhome #housingmarket #mortgagetips #homebuyer #buyingahome #getpreapproved ...
Oct 14
Refinancing Your Home, even with these interest rates of today's market - CAN still make sense. ✅ Build an addition to your home ✅ Add an ADU on your land ✅ Build a pool ✅ Consolidate your debt with your equity There are options that can help set you up for success. Have A Question? Reach Out to Me! 📲 Call/Text Me (760) 214-3647📲 #MortgageLiz #BrokersAreBetter #UMortgage #californiahomeowner #firsttimehomebuyer #savemoney #yourdreamhome #payrent #clientsforlife #educationiskey #stoppayingrent #buymyfirsthome #lovewhereyoulive #loveyourhome #planforyourhome #downpayment #homebuyingtips #homebuyer ...
Oct 13
Inflation Number came out today, & of course they were higher then expected. And Job Reports also got released today. BUT!!! We can't control Inflation or Jobs Reports. We need to stop 🛑 deciding our future based off of something we can't control. If you qualified yesterday then odds are you can qualify today. Buying now at today’s rates will leave you with 3 options in the future: 1️⃣ Rates go down in a few years and you refi to a lower rate/payment 2️⃣ Rates stay the same and no harm done 3️⃣ Rates keep rising and you’re glad you locked your rate before they did 🏆 WIN, ✍️ Draw , 🎉 Win In each of these scenarios, you don’t lose. Focus on the “WHY” behind you purchasing a home and don’t let what the market does deter you from achieving your goals. Have Questions? 🙋♀️ DM Me. Have A Question? Reach Out to Me! 📲 Call/Text Me (760) 214-3647📲 #MortgageLiz #BrokersAreBetter #UMortgage #sandiegomoms #SanDiegoRunners #sandiegolifestyle #sandiegocountry #sandiegolocal #sandiegorealestateagents #sandiegobaby #SanDiegoLife #sandiegoliving #downpayment #homebuyingtips #homebuyer #purchase #preapproved #prequalify #renters #savingforahome #firsthome #realestate #homes #money #newhome #buyingahome #realtor ...
Oct 12
🆘Need Your Help!🆘 Our Future HomeOwners are looking for a Single Family Home under $925,000 in Oceanside, CA - San Diego County, if you know of a home or know a Realtor/Friend/Family who knows of a home that fits their needs for our client! Reach out to us!📲 We just finished PRE-APPROVAL & their income/assets/credit have been fully verified & are ready to find their new home! 🏠 We would love your help & support to get our New Pre-Approved Clients into a home! They already have an amazing Realtor, @mcallisterhomes, working with them, & if you can help us find them a home faster⚡️ - we would ❤️️ it! 📲Call/Text Me (760) 214-3647📲 #MortgageLiz #knowledgeispower #morethanyouraveragelender #california #sandiego #preapproval #realestate #mortgage #firsttimehomebuyer #homebuying #homeownership #mortgagebroker #home #homebuyers #mortgagelender #homeloans #investment #mortgagerates #preapproved #homeloan #househunting #mortgages #newhome #housingmarket #mortgagetips #homebuyer #buyingahome #getpreapproved ...
Don’t let a lender tell you what you should pay 💰 Today a lender qualified a client spending 70% of her income leaving her with less than $400 to live off of? Buyer didn’t think about it until I brought it up 😳 Look 👀 at your budget & then decide what you want to spend. The Lender nor the Realtor are going to pay your mortgage. 💰🏠 Want More Info? DM Me - Let’s See if you meet the which program works best for you to purchase your first home in 2022! #MortgageLiz #knowledgeispower #morethanyouraveragelender #california #sandiego #preapproval #realestate #mortgage #firsttimehomebuyer #homebuying #homeownership #mortgagebroker #home #homebuyers #mortgagelender #homeloans #investment #mortgagerates #preapproved #homeloan #househunting #mortgages #newhome #housingmarket #mortgagetips #homebuyer #buyingahome #getpreapproved ...
Oct 11
After almost 18 yrs, I have learned so many things about home financing! But, one detail that will never change is how much I truly 😍LOVE😍what I do! Just wanted to share a recent review for our MortgageLiz Team - Check it out below. Thank you Nadine R. for your review! We look forward to working with you so much more this year too! It's such a beautiful thing to see my clients grow their wealth, and I love to watch their families grow even more! 😍😘🤩 Thank you for trusting me with your biggest asset, your home loan! ...
Oct 10
Girls work hard every day on a sport they love ❤️ but it’s always nice just to do the easy stuff to & play with each other. While right now they are on a "no ipad/phone" break 🤣🤣 It’s still nice to see them bug each other & have fun 🤩 #taekwondo #MortgageLiz #knowledgeispower #morethanyouraveragelender #california #sandiego #momlife #momlifeisthebestlife #escondido #escondidocalifornia #sister #sisters #sisterfuntime #sisterfun #playinggames #playingoutside #playingoutside☀️ #outdoorslife #breaktime #bestfriends ...
Oct 7
Congrats to our clients that are on CHEETAH SPEED to the finish line of their Home Financing in San Diego, California! It's been less than 4 days! & Our clients are light years away from the big banks & other lenders on timeframes to closing. ✅ Monday 10/3: Application Submitted ✅ Tuesday 10/4: Disclosures out, Disclosures Signed ✅ Wednesday 10/5: Processor assigned ✅ Thursday 10/6: Processor reviewed & Submitted to Underwriting late night ✅ Thursday 10/6: Loan Approval before 7am! #WhoYouWorkWithMatters - Don't settle for "typical steps & process" - My team has not only moved our client's loan - but moved it with lightning speed! When you are ready to work with more than just a lender, but a mortgage broker that wants to see you WIN 🏆 & SUCCEED with Real Estate, Reach Out to Me! We would love you to help you! 📲 Call/Text Me (760) 214-3647📲 #MortgageLiz #MoreThanYourAverageLender #California 🏦 Liz LeFore, MortgageLiz Team Powered By UMortgage ⚜️ NMLS #457837 📲 (760) 214-3647 ✉️ llefore@umortgage.com 📍 Nationwide Lender ...
Oct 6
🏠 Want to buy a condo with FHA Loan! 🏠 It can be done! But, did you know that they need to be FHA Approved? Prior to even ordering your appraisal! Lenders RUN 🏃♀️🏃♀️ from FHA Spot approvals, because they say they are too much work - well they are & they are NOT. The eye 👁 is in the beholder, if you know what you are doing - then they are EASY PEASY! 🥳️🥳️ Want to buy a home with an FHA Loan & need more details? DM Me - Let’s See if this program is for you! 📲 We are here for you! #MortgageLiz #knowledgeispower #morethanyouraveragelender #california #sandiego #fha #fhahomeloans #fhacondoloans #fhacondo #condo #sandiegocondos #downpayment #mortgagebroker #brokersarebetter #umortgage #homeloan #va #vahomeloan #homebuying #homebuyertips #firsttimehomebuyer #buyersagent #sandiegorealestate #orangecountyrealestate #losangelesrealestate #homeownership ...
1st week of September we Congratulated our client on their PreApproval on 9/7 & our agent @marthalorenacarcamo Killed it & Got them in Escrow in less than 7 days! #WhoYouWorkWithMatters AND THEN.... IN 14 DAYS! We are ready to close! 1 week early! Our client is buying a condo, obtaining an FHA Loan, & required a special "FHA Spot Approval" of which we finished all ON TIME & EARLY! #MortgageLizTeam moves like 🐆 cheetahs! 🐆 ✅ 9/7: PreApproved! ✅ 9/14: Accepted Offer! ✅ 9/15: Submitted to Underwriting⚡️ ✅ 9/15: Loan Approval ✅ 9/15: Appraisal Ordered ✅ 9/20: Appraisal In! ✅ 9/26-10/3: 5 Days for FHA Spot Approval on Condo ✅ 10/5: Ready for Closing! 1 WEEK EARLY! 🏠 When you are putting your largest asset purchase in someone's hands make sure that your purchase is as important to them as it is to you! Are you thinking about buying a home? Or want a second opinion? Reach out to me! You will be surprised with how the #MortgageLiz Team does business ⚡️ - You will ❤️️ it! 📲Call/Text Me (760) 214-3647📲 #MoreThanYourAverageLender #California #firsttimehomebuyer #homebuying #homeownership #mortgagebroker #home #homebuyers #homeloans #investment #mortgagerates #preapproved #homeloan #househunting #mortgages #newhome #housingmarket #mortgagetips #homebuyer #buyingahome #getpreapproved #fha #fhacondo #fhaspotapproval #sandiegofhaloans #fhaloans ...
