How Much Home Can You Afford In San Diego County? #firsttimehomebuyers #buyahouse

How Much Home Can You Afford In San Diego County? #firsttimehomebuyers #buyahouse

Loan Originator
Liz LeFore
Published on June 14, 2023

How Much Home Can You Afford In San Diego County? #firsttimehomebuyers #buyahouse

How Much Home Can You Afford In San Diego County?

We are so nervous to talk to a lender because we think they are going to start with running your credit, & asking for all of the income documentation – But, not all lenders are like this. We start with a conversation & one piece of that conversation is talking about your income, because Math Is Math – & we can't change the Math of your income. Well that is unless you start to make more money, or get a new job – 🤣🤣

Now these incomes are a guideline on the following details:
▪️San Diego County Property Taxes = 1.25%
▪️No HOA or Mello Roos
▪️FHA Loan w/ 3.5% Down Payment
▪️Home Insurance estimated at .2% of the Sales Price
▪️Interest Rate used for this calculation was 6.125% – **Remember rates change daily, & this is not a guarantee that all clients will get the same rates, because all clients are different & have different circumstances.**
▪️Estimated with no monthly debt

Do not get discouraged these numbers also can be based off of COMBINED income too.

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I'm Liz LeFore a Loan Officer with MortgageLiz Team Home Lending Powered By UMortgage | NMLS 457837 I'll help you make smart decisions with your home. With 19+ yrs of experience in all areas of mortgage financing, specializing in First Time Home Buyers, Government, & Conventional Financing. I speak Spanish fluently & concentrate my time in helping you plan for the future while building wealth with Real Estate one home at a time.

Sr Loan Officer NMLS 457837 MortgageLiz Home Lending Powered By UMortgage. The views herein are of the author & not necessarily UMortgage or it’s subsidiaries. UMortgage Company NMLS# 1457759 | UMortgage is an Equal Housing Lender.

Loan Originator
Liz LeFore Loan Originator
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